4 Jan

How Do I Build Good Credit?

General

Posted by: Jacklyn Bellamy

Tips on how to build good credit:   Whether you want to maintain good credit or need help repairing damaged credit, it does takes time. Check out these tips: • Review your free credit report every year. You can request a free report here: http://www.ic.gc.ca/eic/site/oca-bc.nsf/eng/ca02197.html • Keep balances below 50% of your credit limits. High […]

Read More
11 Dec

Should I Rent-To-Own?

General

Posted by: Jacklyn Bellamy

Rent-To-Own This scenario is best if you are saving for a down payment and are working to build back your credit. You and the seller decide on a price and length of time for the contract. (Usually between 1 and 5 years). A down payment of 3%-5% of the price of the home is required […]

Read More